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Preventing Holiday Burnout

According to Microsoft research, nearly half of employees have reported that they are burnt out at work. The World Health Organization defines burnout as a syndrome resulting from workplace stress that has not been adequately managed. Everyday life is hectic enough without the added stress of the holidays. The season’s challenges include attending celebrations, coordinating gift-giving, planning finances and balancing various family obligations. It’s no wonder that burnout can feel unbearable during this time of the year.

Even though levels of burnout are high, there are ways to help avoid burnout and manage it so you can enjoy your holiday season. This article highlights tips to help prevent burnout during the 2022 holiday season. [Read more…]

Drive Safe on Slick Winter Roads

Winter weather can present many driving headaches for drivers, slick roadways being one of them. Most skids can be prevented by simply adjusting driving to the conditions and remembering how to recover if you should come in contact with a slick surface. Consider the following tips to avoid a dangerous accident when roads are slick. [Read more…]

How Businesses Can Protect Against Smishing

Most businesses and individuals are familiar with phishing, which entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years. [Read more…]

6 Tips for Adding a Teen to Your Auto Policy

If your teen is approaching driving age, it may be time to start thinking about adding them to your auto insurance policy. Although this will likely increase your insurance premiums, it is typically cheaper than having your teen purchase an auto policy in their own name. Here are six tips to consider when adding a teen to your auto insurance policy. [Read more…]

General Cybersecurity Best Practices for Modern Vehicles

Modern vehicle technology has transformed in the past several years as autonomous driving, vehicle electrification and car connectivity features have become more common. While these digital innovations in the automotive industry have added significant customer value, they have also exposed vehicles to cybercriminals attempting to gain access to critical in-vehicle electronic units and data. This article discusses cybersecurity threats modern vehicles face, the importance of the automotive industry providing protections against those risks and best practices for minimizing cybersecurity threats. [Read more…]

Five Strategies for Reducing Workers’ Compensation Costs

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for you by reducing injuries and illnesses, saving workers’ compensation dollars. [Read more…]

5 General Liability Exposures to Know

Almost every organization has commercial liability loss exposures. A commercial liability loss exposure is a condition or situation that presents the possibility that an organization will be held legally or financially responsible for injury, harm or damage to another party. [Read more…]

The Importance of Insurance to Value for Commercial Property Coverage

When purchasing or renewing their commercial property insurance, it’s vital for businesses to ensure such coverage includes correct property valuations. Doing so can make all the difference in providing sufficient protection and preventing coinsurance penalties amid covered property losses. That’s where conducting accurate insurance-to-value (ITV) calculations comes into play. Generally speaking, ITV refers to an approximation of the full cost to replace or restore insured property. [Read more…]

Strategies for Enduring Periods of High Inflation

The U.S. inflation rate has increased by 9.1% year over year, according to the Bureau of Labor Statistics (BLS). The BLS also reported that this is the highest the inflation rate has been since 1981. This has led to significant price increases across many consumer goods. As a result, you’ve likely noticed that prices for necessities such as gasoline and groceries have risen.

While it’s uncertain how long heightened levels of inflation will last, it’s best to focus on what you can control. [Read more…]

Cyber Hygiene Best Practices

As cyberattacks become more frequent and severe, it’s increasingly important for organizations to practice good cyber hygiene—habitual practices ensuring critical data and connected devices are handled safely—to minimize their exposure to risk. [Read more…]

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