According to Capterra, 75% of recruiters and talent managers use recruiting software or an applicant tracking system (ATS). This rate shows that while many employers are leveraging technology to improve the candidate experience and create efficiencies, others may still be exploring which solutions are feasible and effective. Specifically, employers may be considering using an ATS throughout the recruiting and hiring process. Such software can come equipped with capabilities ranging from simple database functionality to a full-service suite of tools that helps businesses of any size filter, manage and analyze candidates. [Read more…]
Did you know more than 50% of the population will be diagnosed with a mental illness at some point in their lives? Your mental health can change over time due to factors like workload, stress, and work-life balance. Observed every May, Mental Health Awareness Month is a time to join together to fight stigma and provide support for people with mental health and their families. Mental health includes emotional, physiological and social well-being—and the state of your mental health can affect your overall health and quality of life. It’s essential to be sure you’re taking care of your physical and psychological well-being to be at your best. [Read more…]
Phishing is a type of cyberfraud that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. Many significant cyberattacks have included a phishing component. [Read more…]
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the following article for more information on distracted driving and ways you can help prevent it. [Read more…]
Commercial property losses and insurance premiums have significantly increased over the past two years due to environmental and economic factors. Undervaluation of the replacement costs for a damaged building or equipment can also be linked to commercial property insurers experiencing high loss costs. To compensate, insurers continue to increase premiums, with rates rising 8.7% in the fourth quarter of 2021, according to the Council of Insurance Agents & Brokers. [Read more…]
As flowers bloom, drivers often think the worst of their driving worries have melted away, but spring driving comes with its own unique set of risks. Heavy spring showers, potholes, increased wildlife activity and pedestrian traffic are just a few of the risks spring drivers need to watch out for. Knowing the following tips for safe spring driving can help prevent accidents. [Read more…]
Your car’s tire performance is a key indicator of its efficiency. Tires eventually lose traction and braking ability, and should be replaced when necessary. When your tires are in tip-top shape, they can help you stay safe behind the wheel. Keep reading for more guidance on taking proper care of your tires. [Read more…]
Near the end of 2021, workplaces were poised to implement COVID-19 testing or vaccination requirements in their organizations. The requirements were drafted by the Occupational Health and Safety Administration (OSHA) and would apply to certain organizations across the country. In January 2022, the OSHA rule was halted by the Supreme Court of the United States. In effect, this means workplaces are no longer required to implement COVID-19 testing or vaccination mandates. However, that doesn’t mean this is the last time you’ll hear about COVID-19 workplace policies. Health experts agree that implementing COVID-19 precautions in the workplace is critical for limiting infections. Therefore, employees shouldn’t be surprised if their employer adopts or expands COVID-19 prevention measures even after the OSHA rule has been halted. Employers may still choose to take steps to reduce potential COVID-19 exposures within their organizations through mask-wearing protocols, regular testing, vaccination requirements or other measures. [Read more…]
Taking the time to understand the language and symbols on your commercial automobile insurance policy may seem like trying to learn a new language, but it is important to fully understand your policy so you know how you’re protected. Here are a few general guidelines that are helpful when deciphering your policy:
- Each symbol represents the type of vehicle protected by the applicable liability or physical damage limit.
- The symbol may apply to the type of vehicle covered or the vehicle’s ownership status.
- The various terms within your policy have specific definitions that you should become familiar with.
- The symbols are different on coverage for liability as compared to physical damage coverage.
Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more than 800,000 complaints regarding cybercrimes in the past year, totaling $4.2 billion in overall expenses.
These findings emphasize how critical it is for individuals to safeguard themselves and their families from cyber events. That’s where personal cyber insurance can help. Typically offered as an endorsement to a homeowners policy, this form of coverage can provide financial protection for losses resulting from a range of cyber incidents—including fraud, identity theft and data breaches. Keep reading to learn more about the growing need for this coverage and the key types of personal cyber insurance available. [Read more…]