In the event that one of your staffers gets injured on the job, workers’ compensation insurance will cover his or her medical costs and wages during the recovery period. [Read more…]
Your Credit Score and Your Premium
You may be aware that your insurance premium is calculated from a number of factors—such as where you live, your age, your claims history and your occupation. However, your credit score also plays a significant role in establishing the cost of your premium.
Keep reading to learn more about why your credit score is used to determine your personal risk and how you can implement credit-bolstering measures to secure a cost-effective premium. [Read more…]
Using Fidelity Bonds to Cover Employee Fraud
Errors and omissions insurance protects your business from losses caused by negligence or honest mistakes, but these policies won’t reimburse you for any willful or malicious acts committed by your employees. And, although all employers want to trust their workforces, the simple truth is that many employees commit fraud against their businesses and customers and you need consider fidelity bonds for protection. [Read more…]
Creating a User-friendly Job Application
A candidate’s experience throughout the job application process directly relates to employee attraction within an organization. If a candidate has a quick, easy process, they are more likely to complete the application and potentially accept an offer from the company. [Read more…]
Uninsured/Underinsured Motorist Coverage
An auto insurance policy encompasses many coverages that work together to help provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough insurance or doesn’t have auto insurance at all. [Read more…]
Considerations for Buying an Electric Vehicle
Electric vehicles (EVs) have electric motors instead of internal combustion engines and batteries instead of gasoline tanks. They produce no tailpipe emissions and can be charged with renewable energy (e.g., wind or solar). An EV may be the right choice for drivers looking to lower their fuel costs. [Read more…]
National Distracted Driving Enforcement Campaign
The National Highway Traffic Safety Administration (NHTSA) is running a National Distracted Driving Enforcement Mobilization Campaign April 3-10, 2023. This campaign is designed to help law enforcement officers implement distracted driving laws across the United States. [Read more…]
Navigating the Auto Insurance Marketplace in 2023
Auto rates increased an average of 9% for drivers in 2022, with 1 in 5 US drivers reporting multiple auto rate increases over the 12-month period, according to Insurify. Unfortunately for drivers and auto insurance consumers, these rate increases are expected to continue in 2023. More accidents, rising medical and litigation costs, more frequent and severe natural disasters and inflation-driven auto repair costs are all expected to contribute to continued auto rate increases in 2023. In fact, US drivers are expected to spend on average $1,895 more in 2023 for the same coverage they had at the end of 2021, said Insurify. [Read more…]
Common Tax Scams Every Business Should Know About
Criminals use tax scams to obtain employee and business information for financial gain. While the peak time for these scams is tax season, scammers can strike at any time. This article discusses common tax scams businesses face and how to avoid them. [Read more…]
Spring Flood Safety Tips
Spring brings warm weather and longer days. It also delivers heavy rains and snowmelt for many areas of the country, increasing the likelihood of floods. How you prepare for a flood and what you do afterward can potentially lessen the damage. To protect you, your family and your property, review these flood safety tips. [Read more…]